Our Services
Three ways we get borrowers a better outcome.
Pick the path that sounds like you. Every one of them is delivered at no cost to you and compared across 60+ accredited lenders.
First Home Buyers
Get into your first home without guessing.
We map every grant, concession and low-deposit pathway available to you, then match your income profile to the lender whose policy treats it best.
Government guarantee and shared-equity scheme eligibility
Family guarantor structures that avoid LMI
Pre-approval strong enough to bid with confidence
Investor Loans
Finance property two without blocking property three.
Rental shading, buffered servicing and exposure caps decide investor outcomes. We sequence lenders across the whole portfolio, not just this purchase.
Interest-only and split structures modelled over five years
Equity release with clean, deductible loan splits
No cross-collateralisation, so each asset stays independent
Refinancing
Audit your rate, then act on the answer.
We benchmark your current pricing against live market rates, quantify switching costs, and only recommend moving when you are genuinely better off.
Repricing negotiated with your existing lender first
Break costs and fees quantified before you decide
Cash-out for renovations, consolidation or investing
How is this free?
You pay nothing. The lender pays us.
We are also bound by Best Interest Duty, a legislated obligation to put your interests ahead of our own remuneration. Every commission figure is disclosed to you in writing before you submit an application, and recommending a lower-paying lender when it suits you better is not optional for us, it is the law.
When your loan settles, the lender you selected pays us a commission out of its own margin. Your rate is not marked up to fund it, brokers routinely secure pricing sharper than branch offers because lenders compete for the volume.
Lender Panel
Access thousands of loans from over 60 lenders.
Filter by category or search for your bank, we scan the whole market to match your scenario to the right policy and price.
CommBank
ANZ
Westpac
NAB
Macquarie
ING
Bankwest
Suncorp
St.George
AMP
Bank of Melbourne
Bank of Queensland
Bank SA
Auswide Bank
Bank of China
ME Bank
MyState Bank
UBank
Pepper Money
Resimac
Aussie Bonds
Better Choice
Bluebay
Deposit Power
Firstmac
Granite
La Trobe Financial
Orde Financial
Own Home
Paramount
RedZed
Heritage Bank
Newcastle Permanent
Firefighters Mutual
Gateway Bank
Health Professionals Bank
Teachers Mutual Bank
UniBank
Aus Military Bank
We work with 60+ trusted lender partners, from local institutions to leading global banks.
Compare All 60+ RatesFrequently asked questions
Your questions, answered.
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If you are buying your first property, start with First Home Buyers. If you already own a home or investment and want to add to your portfolio, Investor Loans covers the structure and lending for your next purchase. If you have an existing loan and want to check whether a better deal is available, Refinancing is the place to start. Not sure? Book a call and we will point you in the right direction.
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Yes. It is common for clients to refinance an existing loan while setting up a new investment loan, or to restructure an existing portfolio while purchasing a first home with a partner. We look at your full position across all properties and lending, not just one transaction in isolation.
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No. Most clients come to us before they start looking. We assess your borrowing capacity, map your deposit and structure options, and get pre-approval in place so you are ready to move when you find the right property.
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We work with clients across Australia and our lender panel covers residential, investment, and owner occupied lending. Your location does not limit the service you receive as all consultations can be handled by phone or video call.
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It depends on the service. Pre-approval can be submitted within a day and typically comes back within 4 to 48 hours. From there, the timeline varies depending on whether you are purchasing, refinancing, or restructuring. We walk you through the expected timeframe on your first call so there are no surprises.
Choose Your Pathway
Not sure which service fits your situation?
First home, next investment or a refinance, one call sorts it. We work out which pathway applies to you and which lenders treat your income and deposit best.