Our Process
a simple process
a simple process
Kick things off with a quick chat
What Happens: You will meet with your broker to talk about your finances and goals. They’ll ask about your income, expenses, and any debts.
Why It’s Important: This helps the broker figure out what loan options suit you best.
Gather your Docs
What Happens: The broker will ask you for a few key documents, like payslips, bank statements, and ID
Why It’s Important: These docs are needed to show the lender that you’re financially ready for the loan.
Check out your loan options
What Happens: Your broker will present you with a range of loan options from different lenders. They’ll walk you through the pros and cons of each.
Why It’s Important: This gives you a chance to pick the best loan that matches your financial goals.
Apply for your loan
What Happens: Once you’ve chosen your loan, your broker will help submit the application to the lender.
Why It’s Important: Your broker will make sure everything’s in order to speed up the process.
Approval and Next Steps
What Happens: After reviewing your application, the lender will give you a conditional approval, and your broker will help you meet any requirements to get full approval.
Why It’s Important: Your broker makes sure nothing stands in the way of getting you the loan.
Sign and Celebrate
What Happens: Once everything is approved, you’ll sign the final paperwork, and the funds are yours.
Why It’s Important: This is the home stretch—your broker makes sure you’re all set and ready to go.
Chloe
Our experience with Evan was exceptional! He made our process incredibly smooth and stress-free. Evan is highly knowledgeable, responsive and attentive to our needs. We couldn’t be happier with his services and would highly recommend Evan Reid to anyone looking for a reliable mortgage broker.
Keissha
